HDFC Life Insurance Company announced its Q3 FY25 results on January 15, reporting a 14.63% year-on-year profit growth to ₹421.31 crore. Despite the profit rise, the company’s revenue saw a significant drop of 35.66% YoY, standing at ₹17,389.85 crore. Compared to the previous quarter, revenue fell by 39.16%, while profits dipped slightly by 3.19%.
Operating income showed resilience, increasing by 2.7% QoQ and 22.45% YoY, highlighting improved operational efficiency despite lower revenue. However, Selling, General, and Administrative (SG&A) expenses rose 43.41% QoQ, though they were down 17.78% YoY.
The company reported an Earnings Per Share (EPS) of ₹2.19 for the quarter, marking a strong 44.08% YoY growth, signaling better value for investors.
HDFC Life’s stock performance has been mixed, delivering a -3.85% return over the past week, -8.13% over six months, and -3.7% year-to-date. The company’s market cap stands at ₹1,27,887.5 crore as of January 16, with a 52-week range of ₹511.4 to ₹761.2, reflecting notable volatility.
Analysts remain optimistic about the company, with 14 issuing a Strong Buy, 12 a Buy, 5 a Hold, and just 1 recommending a Sell. The overall consensus points to a Strong Buy, signaling confidence in HDFC Life’s future despite current challenges.